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What Are Student Loans?
It is harder and hader for individuals without higher education to get a decent, well-paid job. This is very annoying for those kids who are not so academically gifted. It used to be that if you were academically gifted, you went on to university, because you had to have a degree to get the best paid jobs, but there were also plenty of fair to middling jobs for those who were willing to work their way up the greasy pole.