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Guaranteed Credit Card
A guaranteed credit card is designed specifically for people that have made past financial mistakes. You could have a poor FICO score due to having been declared bankrupt or just mis-managing payments in the past.
Bad Credit Cards – The Types Available and How Each Type Will Work
Bad credit cards are aimed at people who have made mistakes in the past. In today’s tough financial environment getting one can be tricky, but the approval requirements for the cards listed below are less stringent.There are three different types available a secured, unsecured, or pre-paid.
AccountNow Prepaid Visa – Explained
The AccountNow Visa is pre paid which means you must first deposit money in your account. In order to do this, you take your card and cash to a participating location, such as gas station, Kmart, Green Dot, Money Gram… These stores will sometimes charge you a nominal fee.
Mango Prepaid Card
The Mango Prepaid MasterCard is issued by Inter National Bank. It is designed for individuals with a damaged credit report. There is no credit check.
UpSide Card – Prepaid Visa
The UpSide card is a prepaid visa issued through MetaBank. You must first load money before you can make purchases with your card.
Guide to The Prepaid Rush Card
The Prepaid Rush Card is issued as a Visa. Just like the name suggests you must first deposit money in your account before you can use it to make purchases.
A Guide to Pre Paid Debit Cards
Prepaid debit cards were created for individuals with a damaged or no credit history. There is no credit check or chexsystems verification.
NetSpend Pre Paid Visa
The NetSpend Prepaid Visa is a debit card. This means you must first deposit money into your account (through a variety of methods) and then you can use it to make purchases.
GreenDot Prepaid Card
The Green the prepaid debit card was created for individuals with a damaged credit history. This is because there is no credit check or check systems check.
ChexSystems Report – What It Means And Your Choices
Your ChexSystems report is a record the banks keep on ‘problem customers’. You can be placed in this for a variety of reasons most often when you’ve overdrawn your account and failed to pay the overdraft fees.